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Processes > Operations

 

 

Operations are focused mainly on providing micro-finance/credit and capacity building support, to members of Self-Help Groups (SHGs) through the Sarvodaya Mutual Benefit Trusts (SMBTs), which have the advantage of locally positioned field staff, who evaluate and grade the SHGs and the loan committee then decides on the credit to be given.

 

 

There is also an independent appraisal of the loan applications before credit disbursement.

     
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